@article {hayes2013editorialeditorial,
	title = {Editorial},
	journal = {Information Systems Journal},
	volume = {23},
	number = {4},
	year = {2013},
	month = {Jul},
	pages = {281{\textendash}285},
	issn = {1350-1917},
	doi = {10.1111/isj.12014},
	author = {Hayes, N and Miscione, G and Silva, L and Westrup, C}
}
@booklet {hayesoverflowsmpesa,
	title = {Overflows of Technological Innovation in Emerging Economies: The Case of M-Pesa},
	year = {2013},
	publisher = {Elsevier BV},
	doi = {10.2139/ssrn.2617305},
	author = {Hayes, N and Miscione, G and Westrup, C}
}
