@article {morawczynski2010trustworthy, title = {Trustworthy mobile transactions: a longitudinal study on M-PESA in Kenya}, journal = {Latusek, \& Gerbasi (Eds.), Trust and Technology}, year = {2010}, pages = {160{\textendash}173}, author = {Morawczynski, Olga and Miscione, Gianluca} }